Legal Document

77joya Terms and Conditions

Please read all the rules of 77joya carefully before using this platform — stay informed about your rights and responsibilities.

Last updated: January 2026 — Registered users will be notified if any changes are made.

General Provisions

These terms and conditions ("Terms") apply to the use of the 77joya platform and all its services. In these Terms, "77joya", "we", and "platform" refer to the 77joya online betting and casino service. "User", "you", or "member" refers to any person registered on this platform.

By accessing the 77joya website or using any of its services, you are considered to have fully agreed to these Terms. If you do not agree with any part of these Terms, you are requested to refrain from using this platform's services.

These Terms must be read together with the Privacy Policy and Responsible Gaming guidelines. They complement each other and are effective together.

Account Registration

Creating a valid account is required to use the services at 77joya. You must provide accurate, complete and up-to-date information at the time of registration.

2.1 Registration Process

  • Each individual may create only one account.
  • The name, date of birth and contact information provided at registration must be true and verifiable.
  • Creating multiple accounts is strictly prohibited. If identified as duplicate accounts, both accounts may be permanently closed.

2.2 Password and Security

  • It is your responsibility to keep your account password completely confidential.
  • Do not share your password with anyone.
  • If you suspect any unauthorized access to your account, notify our support team immediately.
  • Using a third party's account or logging into someone else's account is strictly prohibited.

2.3 Verification

77joya may at any time request the user to submit a national identity card, passport or other government-issued documents for identity verification. Withdrawals may be placed on hold until verification is complete.

Age and Eligibility Requirements

77joya's services are open only to those aged 21 and above. Access to and use of this platform by minors is strictly prohibited.

For users aged 21 and above only. Providing false information during age verification will result in permanent account closure and any deposited funds may be forfeited.

At the time of registration, the user must confirm that they are legally eligible to use this platform. If there is any doubt regarding age, 77joya may request immediate proof.

Deposits and Withdrawals

4.1 Deposit Rules

  • Minimum deposit amount: ৳300 per method.
  • Accepted payment methods: bKash, Nagad, Rocket, Upay and bank transfer.
  • Deposits must be made only from a payment account registered in your own name.
  • Depositing through a third party is prohibited and may be flagged as a suspicious transaction.

4.2 Withdrawal Rules

  • Minimum withdrawal amount: ৳500.
  • Withdrawals are generally processed within 5–30 minutes.
  • Withdrawals can only be made to the same payment method used for the original deposit.
  • Withdrawals may be temporarily placed on hold during the verification process.
Withdrawal processing times may vary slightly depending on the conditions of the bank or mobile banking system.

4.3 Currency

All transactions are conducted in Bangladeshi Taka (BDT / ৳). A conversion fee may apply for transactions in foreign currencies.

Bonuses and Promotional Offers

5.1 Welcome Bonus

New members will receive a 200% bonus on their first deposit, up to a maximum of ৳10,000. For example:

  • Deposit ৳1,000 → Bonus ৳2,000 → Total balance ৳3,000.
  • Deposit ৳12,000 or more → Bonus up to ৳10,000 → Total balance ৳22,000.

5.2 Wagering Requirements

The wagering requirement for the welcome bonus is 25 times (25x). This means you must wager 25 times the bonus amount before you can withdraw it.

Completing the wagering requirement is mandatory before withdrawing bonus funds. It is not possible to withdraw the bonus balance before wagering is complete.

5.3 General Bonus Terms

  • A bonus offer cannot be claimed more than once.
  • A bonus applies only to the account for which it was issued.
  • 77joya reserves the right to forfeit a bonus if the promotion's terms are not met.
  • If bonus abuse or fraud is suspected, the account will be placed under investigation.
  • 77joya reserves the right to modify or cancel any bonus offer at any time.

Betting and Gaming Rules

6.1 Bet Limits

Each game and market has specific minimum and maximum bet limits, which are displayed in the game interface. 77joya may change bet limits at any time.

6.2 Bet Cancellation and Disputes

  • If a game or round is cancelled due to a technical error, the bet amount will be refunded.
  • If there is any dispute regarding a game result, a request must be submitted to the support team.
  • The game server logs and records of 77joya will be considered final.

6.3 Live Event Betting

Betting is available on various live events including cricket (BPL, IPL, T20 World Cup), football and kabaddi. If an event is cancelled or postponed, bets will be settled according to the applicable rules.

Prohibited Activities

Any of the following activities are strictly prohibited on 77joya and may result in account closure:

  • Fraud, forgery or bonus abuse.
  • Operating multiple accounts.
  • Money laundering or transactions involving illegal funds.
  • Using automated software, bots or artificial intelligence to gain an unfair advantage.
  • Harassing or disturbing other members.
  • Deliberately exploiting any system or security vulnerability in the platform.
  • Depositing or withdrawing using a third party's payment account.
If a prohibited activity is detected, 77joya may immediately close the relevant account and withhold any deposited funds.

Security and Privacy

77joya uses SSL encryption and modern security technology to protect users' personal and financial information. Your personal information is not sold or disclosed to any third party.

8.1 Data Collection

Necessary information is collected during registration, transactions and platform use. This information is used solely for the operation and improvement of the service.

8.2 Data Protection

Full details about your information can be found on our Privacy Policy page. We follow a fair play policy and no game is intentionally manipulated.

Account Closure and Suspension

9.1 Closure at User's Request

Any user may at any time request the closure of their account through the support team. Any pending withdrawals must be settled before the account is closed.

9.2 Closure by 77joya

77joya may close an account without prior notice in the following circumstances:

  • Violation of any clause of these Terms.
  • Use of a false identity or forged documents.
  • Suspicious financial transactions or evidence of fraud.
  • Participation in prohibited activities.

9.3 Self-Exclusion

If a user has a gambling-related problem, they may request self-exclusion. For more information on this, please visit our Responsible Gaming page.

Limitation of Liability and Disclaimer

77joya bears no responsibility for the following:

  • Any loss caused by internet connectivity issues or technical failures.
  • Unauthorized access to an account resulting from user negligence or failure to protect a password.
  • Delays or failures in third-party payment gateways.
  • Service suspension due to government policy or legal changes.

77joya's maximum liability in any case will not exceed the amount of the relevant transaction. Betting and gambling carry financial risk — always play responsibly.

Changes and Amendments

77joya reserves the right to change or amend these Terms at any time. For significant changes, registered users will be informed by email or through a notice on the platform.

Continued use of the platform after any changes will be taken as your acceptance of the new Terms. It is therefore recommended that you check this page regularly.

Contact and Support

If you have any questions or feedback regarding these Terms, please contact us:

Our support team is ready to serve you in English 24 hours a day, 7 days a week. For any dispute or issue, please contact our support team first — we are committed to providing a prompt and fair resolution.

If you face any gambling-related issues, our responsible gaming team is always ready to assist you. If needed, please visit our Responsible Gaming page.